Johnson v. Marin County Federal Credit Union

Case # CGC-23-607251 (Sup. Ct. San Francisco Cty., Cal.)

A class action Settlement may affect your rights if you were charged a fee for making a payment on a Marin County Federal Credit Union loan using a debit or credit card.

A Court authorized this notice. You are not being sued. This is not a solicitation from a lawyer.

THIS NOTICE COULD AFFECT YOUR RIGHTS. PLEASE READ IT CAREFULLY.

This is not a suit against you. A proposed Settlement has been reached in a class action lawsuit, Johnson v. Marin County Federal Credit Union, Case No. CGC-23-607251 (Sup. Ct. San Francisco Cty., Cal.) (the “Lawsuit”), alleging that borrowers were improperly charged convenience fees when making payments on a Marin County Federal Credit Union loan using a debit or credit card. The proposed Settlement requires Marin County Federal Credit Union to establish a Settlement Fund of $80,000. Marin County Federal Credit Union’s records identify you as a Class Member who may be entitled to a Settlement Payment.

Summary of Your Legal Rights and Options in this Settlement

Do Nothing and Receive a Settlement Payment

The Settlement Fund, less any costs of settlement administration, incentive award, and attorneys’ fees and expenses award by the Court (the “Net Settlement Fund”) will be distributed to Settlement Class Members in the following manner: first, Settlement Class Members will receive a full refund of the amount of convenience fees they paid on their loans with the Credit Union; the remainder of the fund shall then be disseminated to Settlement Class Members per capita on a per-loan account basis.

Settlement Payments will be mailed to Settlement Class Members via check to their last-known mailing address on file with the Credit Union. These checks shall be negotiable for 180 days.

This option means that you give up your right to bring your own lawsuit against Marin County Federal Credit Union about the claims in this case.

“Opt-Out” or Exclude Yourself from the Settlement

Deadline: April 7, 2026

You may “opt-out” or ask to be excluded from the lawsuit. If you do so, you will receive no benefit from the Settlement, but you retain your right to sue on your own.

In order to opt out, you must complete and send to the Settlement Administrator, at the address listed below, a request to opt-out that is postmarked no later than April 7, 2026. The request to opt-out must:

  1. identify the case, Johnson v. Marin County Federal Credit Union, Case No. CGC-23-607251 (Sup. Ct. San Francisco Cty., Cal.);

  2. identify the name and address of the person requesting exclusion; 

  3. be personally signed by the person requesting exclusion; and 

  4. contain a statement that indicates a desire to be excluded from the Settlement Class, such as “I hereby request that I be excluded from the proposed Settlement Class in the Action.

Any member of the Settlement Class who properly opts out of the Settlement Class shall not:

  1. be bound by any orders or judgments relating to the Settlement;

  2. be entitled to relief under, or be affected by, the Agreement;

  3. gain any rights by virtue of the Agreement; or

  4. be entitled to object to any aspect of the Settlement.

Object to the Settlement

Deadline: April 7, 2026

You may object to the terms of the Settlement Agreement and have your objections heard at the June 12, 2026, Final Approval Hearing.

Any member of the Settlement Class who wishes to object to the Settlement may do so by appearing in person or by counsel at the Final Approval Hearing, or they may do so in writing. The written objection must be mailed to the Settlement Administrator, at the address listed below, no later than the Objection Deadline, April 7, 2026.

To be valid, the written objection must include:

  1. the case, Johnson v. Marin County Federal Credit Union, Case No. CGC-23-607251 (Sup. Ct. San Francisco Cty., Cal.);

  2. the name, address, telephone number of the individual objecting and, if represented by counsel, of his/her counsel;

  3. the basis for objection; and

  4. a statement of whether he/she intends to appear at the Final Approval Hearing, either with or without counsel.

Notwithstanding the foregoing, a member of the Settlement Class may appear, in person or by counsel, at the Final Approval Hearing to object, without any prior notice.

Any Settlement Class Member who does not object in this manner shall be deemed to have waived such objection and shall be foreclosed from making any objection to the fairness, reasonableness, or adequacy of the proposed Settlement as incorporated in the Agreement, and to the award of Attorneys’ Fees and Expenses to Class Counsel and the payment of an Incentive Payment to the Class Representatives, unless otherwise ordered by the Court.

Send Opt-Out Requests and Objections By Mail To:

MARIN COUNTY FEDERAL CREDIT UNION SETTLEMENT ADMINISTRATOR

P.O. Box 673, Charleston, WV 25323

1-(888) 925-4968

www.marincountyfcufeesettlement.com

LONG FORM NOTICE OF CLASS ACTION SETTLEMENT

The Court-Approved Long Form Notice is available by clicking here.

Dates of Importance

  • Opt-Out (Exclude Yourself) Deadline:

    April 7, 2026

  • Objection Deadline:

    April 7, 2026

  • Final Approval Hearing:

    June 12, 2026 at 10:00 a.m.

    Department 613, Civic Center Courthouse

    400 McAllister St., San Francisco, CA 94102